
Do you have a dental insurance plan from Delta Dental? Whether your plan is something you purchased on your own or a benefit through your employer, you can count it as a valuable asset. Not only might it allow you to enjoy low-cost preventive care, but it could also serve as a financial aid for those times when your teeth and gums require restorative services. How can you get the most out of your plan? As an in-network Delta Dental dentist, our Torrington team is ready to assist you.
Delta Dental offers several different dental plans, each of which comes with a unique set of fees, stipulations, and coverage availability. Therefore, it is important that you familiarize yourself with your specific policy.
In the meantime, here is a generalized overview of the coverage that is common among Delta plans:
Keep in mind that not all plans cover all services. When you are shopping for insurance, it is important to account for your family’s specific oral health needs.
Your plan may also have a deductible, a waiting period before you can take advantage of certain types of coverage, and an annual limit on the amount that Delta will pay for approved services. Often, the maximum is in the neighborhood of $1,000 - $2,000.
Because we are in-network with Delta Dental, we have a contract with them that controls prices. Therefore, you may enjoy lower out-of-pocket fees when you visit us (as opposed to when you visit an out-of-network provider). In some cases, we are even able to break up major services between calendar years so you can use two annual maximums instead of only one.
Our front desk team has many years of combined experience in dealing with the ins and outs of dental insurance. We are eager to put our expertise to work for you! Provide us with your policy information, and we will verify your benefits. We can provide out-of-pocket estimates for various services, and we can assist with preauthorization when needed. When you receive care, we will make sure that all claims get filed in a timely manner. You can expect us to assist you with courtesy and respect as you navigate the world of dental insurance.
Would you like to learn more about how you can maximize your Delta Dental plan? Contact our Torrington team today!
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